You may be eligible for umbrella insurance that can protect you from lawsuits, property damage (above the coverage you already have from a homeowners or auto policy) and injuries.

Umbrella insurance can play a vital role in a total risk management strategy that includes auto and homeowners insurance. You can get at least $1 million in excess liability coverage through an umbrella policy added on to your auto, homeowners and even boat insurance policy. This coverage protects you from major lawsuits, bodily injury suits and property damage claims once your underlying policy’s coverage limits are exhausted. 
This is a great way to protect your finances and your nest egg if you’re planning on retirement. An umbrella coverage can protect you from unforeseen claims against you.