Renters face the same risk as homeowners. Your landlord or condo association may have insurance, but it only protects the building structure, not the personal items inside. Take a good look around your home. If everything you own was stolen or destroyed by a fire, would you be able to repurchase it all? Do you have the cash on hand to replace your computer, iPod, TV, clothing or furniture? If you rent an apartment, house or even a dorm room, you need renters insurance to protect you and your property. Florida Insurance and Financial Services can offer you affordable renters insurance coverage that is a custom fit. Services offers a variety of ways to save with renters insurance discounts for:

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• Monitored fire and burglar alarms

• Dead bolt locks on all exterior entryways

• Sprinkler systems

• Renters insurance combined with auto insurance